FAQs
Complete a quick online application to determine your business’s eligibility or can be done over the phone. Once the application is filled out, estimated loan terms can be customized by adjusting the loan amount and duration. After the desired loan is selected and the application is complete, you will be prompted to electronically sign a contract that will be emailed to you and the funds wired into your account shortly thereafter.
There are various products that we work with and have APR’s that will vary from 12% and up. There are many data points that go into the rates and terms but, all will be presented transparently before any agreements are drawn up.
Every business is different but, typically we are able to fund your business approximately 10% of your annual revenue. Of course, this is an over simplified answer and the best way to determine how much you would receive is to apply.
It advances cash to merchants or businesses based on anticipated future sales, offering an alternative to the traditional bank loan. With a Merchant Cash Advance – which is not a loan – businesses receive a lump sum in return for a percentage of their future receipts. We also have Business Bank Loan Programs based strictly on Bank deposits. No credit cards acceptance is required.
Yes. We often offer larger advances than our competitors and will pay off your existing advance if it is in your best interest. We can also fund you without paying off your existing balance! Call us to find out how much you are qualified for and what options are available to you right now.
Pre-approval usually takes a few hours from the time we receive the full application. Funding typically can happen the same or next business day.
The average size funding is about $75,000, although we range from $5,000 to $3,000,000. There are always new products that are coming to market that are slower to make it on to our website. Please call for the latest & greatest we offer.
We pride ourselves on no pressure, no sales talk, easy conversations with the goal being able to determine-quickly, if and how we can help your business.
We are not focusing on your credit score as there is much more to your businesses health than that. We look at time in business, location, industry type, cash flow history, etc. We work with each business owner on a ‘one on one’ basis. We have helped thousands of business owners with less than perfect FICO scores. We’ve helped business that just started 1 month ago, those that are still in bankruptcy, those with tax liens, etc. The only thing we cannot do is help the business that is only an idea- we are not venture capitalists in that sense. You need to be in business. If the answer to that is a yes then let’s get started! Unfortunately, we cannot help personal loan inquiries at this time.